Des Moines Salary Guide - 2026

Accounts Payable Clerk Salary in Des Moines, IA (2026)

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$44,000 USD is the average salary for an Accounts Payable Clerk in Des Moines, IA, based on aggregated data from Salary.com, SalaryExpert, and ZipRecruiter for 2025-2026. This page covers the full pay spectrum from entry-level invoice processors to senior AP clerks handling high-volume three-way match, ERP administration, and month-end close support. Ranges vary based on years of experience, invoice volume ownership, ERP proficiency, industry sector, and company size.

Entry Level
$33,000 - $40,000 USD
0-2 yrs, basic invoice entry, limited ERP exposure
Mid-Career
$40,000 - $48,000 USD
3-6 yrs, three-way match, month-end close support
Senior
$48,000 - $54,000 USD
7-10 yrs, high invoice volume, ERP power user
Lead / Senior II
$54,000 - $56,000 USD
10+ yrs, process ownership, vendor escalation, team lead tasks

ACCOUNTS PAYABLE CLERK SALARY RANGES IN DES MOINES, IA - 2026

Entry Level
$33,000 - $40,000
Mid-Career
$40,000 - $48,000
Senior
$48,000 - $54,000
Lead / Senior II
$54,000 - $56,000
Source: Salary.com, SalaryExpert (ERI), ZipRecruiter (2025-2026). Base salary only; excludes overtime, bonuses, and profit sharing. Figures rounded to nearest thousand.

What does an Accounts Payable Clerk earn at each level in Des Moines?

Pay in Des Moines climbs most sharply when clerks add ERP ownership and month-end close accountability to basic invoice processing skills.

Entry Level

$33,000 - $40,000 USD

Handles basic invoice data entry and payment runs under close supervision with minimal ERP or three-way match responsibility.

Move up faster

  • Learn your employer's ERP (SAP, Oracle, NetSuite, or Sage) beyond basic data entry
  • Ask to be included in month-end close reconciliation tasks to build close-cycle exposure
  • Get comfortable with three-way match by shadowing senior clerks on PO-based invoices
Rewrite your resume around production impact →

Mid-Career

$40,000 - $48,000 USD

Independently processes high-invoice volumes, runs three-way match, supports month-end accruals, and resolves vendor discrepancies inside the ERP.

Move up faster

  • Take ownership of a vendor segment and track on-time payment rate as a personal KPI
  • Document a process improvement that reduces duplicate invoice errors or cuts cycle time
  • Pursue an associate's degree or accounting certificate to qualify for Clerk II or AP Specialist titles
Rewrite your resume around production impact →

Senior

$48,000 - $54,000 USD

Owns end-to-end AP workflow for assigned vendor portfolios, leads month-end close sub-tasks, and mentors junior clerks on ERP and matching procedures.

Move up faster

  • Build reporting dashboards in your ERP or Excel that surface aging and discrepancy trends for management
  • Position yourself as the go-to for ERP upgrades or system migrations to gain project-credit visibility
  • Pursue an AP or accounting certification (IAPP, AAP) to justify a reclassification to AP Specialist or Supervisor
Rewrite your resume around production impact →

Lead / Senior II

$54,000 - $56,000 USD

Acts as functional AP lead, owns process documentation and controls, and serves as primary escalation point for vendor disputes and audit inquiries.

Move up faster

  • Transition into an AP Supervisor or Accounting Manager title by taking on staff scheduling
  • Build a cost-reduction case (early-pay discounts, duplicate payment recovery) to support a compensation review
  • Network across finance and target AP Supervisor roles at Des Moines insurance or financial-services firms
Rewrite your resume around production impact →

Stuck below mid-market rate in Des Moines?

Most AP clerks plateau at $38,000-$41,000 because their resume only lists generic duties rather than quantified output - invoice volume processed, payment accuracy rates, or ERP modules mastered. Shifting to achievement language and adding one marketable skill can move your offer into the $44,000-$48,000 band.

  • Score your resume against ATS filters before your next application - AP job postings in Iowa filter heavily on ERP keywords (SAP, Oracle, NetSuite)
  • Add a line quantifying monthly invoice volume you processed and your on-time payment or error rate
  • List three-way match, PO reconciliation, and month-end accrual support explicitly - do not assume a reader infers them from job title
  • Target the finance, insurance, and professional-services sectors in Des Moines, which pay 10-15% more than retail or hospitality for the same clerk role
  • If you lack an associate degree, complete one accounting-focused course per semester - even partial credits shift you above high-school-diploma candidates on screening tools

Turn your AP experience into top-of-band language

Clerks in the $33K-$40K range often carry skills worth $44K-$48K - the gap is in how the resume describes them. Optimizing for ERP keywords, invoice volume metrics, and close-cycle language directly increases callback rates for higher-paying roles in Des Moines.

What drives Accounts Payable Clerk salaries higher in Des Moines

Higher-paying candidates typically show:

  • ERP proficiency: Clerks who are certified or heavily experienced in SAP, Oracle Financials, or NetSuite command $3,000-$6,000 more than those who only list 'accounting software' generically
  • Invoice volume: Demonstrating ownership of 300+ invoices per month signals capacity and organizational trust, pushing pay toward the senior band
  • Three-way match experience: PO-based matching is a controlled-environment skill; clerks who can cite accuracy rates are preferred by manufacturing and insurance employers in the metro
  • Month-end close involvement: Active participation in accruals, cut-off reconciliation, and close calendars qualifies clerks for Clerk II and AP Specialist titles with higher pay bands
  • Industry sector: Finance and insurance firms (Principal Financial, EMC Insurance, Wellmark) pay 10-20% premiums over retail and food-service employers for comparable AP roles
  • Company size and ownership: Large publicly traded or PE-backed employers in Des Moines offer structured pay bands and annual reviews; smaller private firms often pay below market but offer faster title progression

Accounts Payable Clerk salaries by nearby Iowa city

Des Moines, IA

$38,000 - $56,000 USD

State capital and largest metro; home to finance, insurance, and government employers that push the top of the Iowa AP range.

Cedar Rapids, IA

$36,000 - $52,000 USD

Second-largest city with strong manufacturing and healthcare employers; pay tracks slightly below Des Moines but cost of living is comparable.

Davenport, IA

$35,000 - $50,000 USD

Quad Cities market bridges Iowa and Illinois wages; manufacturing-heavy demand and some cross-state remote options lift the ceiling modestly.

Iowa City, IA

$34,000 - $48,000 USD

University of Iowa and healthcare anchor the market; AP roles here skew toward non-profit and government pay scales with good benefits.

Ames, IA

$33,000 - $46,000 USD

Smaller market anchored by Iowa State University; limited private-sector competition keeps AP pay at or below the state median.

Sioux City, IA

$33,000 - $48,000 USD

Agribusiness and food-processing employers dominate; wages are mid-range for Iowa but cost-of-living advantage is significant.

Des Moines is the clear top-payer in Iowa for AP clerks due to the concentration of Fortune 500 insurance and financial-services headquarters. If you are within commuting distance or open to hybrid arrangements, targeting Des Moines employers is nearly always the highest-yield strategy over staying in smaller Iowa markets. For fully remote roles, look specifically at US-headquartered firms that post Iowa-based remote AP positions - these sometimes carry national pay bands that exceed the local Des Moines range by 10-20%, particularly in the fintech and SaaS billing-operations space.

Overtime and bonus

Most AP clerk roles in Des Moines are non-exempt and eligible for overtime pay, which can meaningfully increase total annual compensation during busy month-end and year-end close periods. Performance bonuses are uncommon at the clerk level but become more frequent above $48,000 or in Clerk II and Specialist titles. Factor in overtime potential when comparing hourly-rate offers versus salaried positions.

Benefits and 401(k) value

Des Moines employers in finance and insurance typically offer strong benefits packages including 401(k) matching, health insurance, and paid time off that add $8,000-$14,000 in effective compensation on top of base salary. Smaller employers and staffing-agency placements often offer leaner benefits, which narrows the real-dollar gap versus a lower-paying direct hire at a large firm. Always compare total compensation, not base salary alone.

Staffing agency vs. direct hire

A significant share of AP clerk openings in Des Moines are filled through staffing agencies (Robert Half, Manpower, Aerotek), which often pay $1.00-$3.00 per hour less than direct-hire equivalents for the same role. Temp-to-hire arrangements can be a foot-in-the-door strategy, but negotiate aggressively at the conversion point when the employer avoids the agency markup fee.

AP Clerk negotiation and preparation checklist

Complete these steps before accepting or counter-offering any AP Clerk role in Des Moines.

  • Pull the current salary range for Accounts Payable Clerk I and Clerk II in Iowa from Salary.com and SalaryExpert so you have a data anchor for any counter-offer conversation
  • List every ERP system you have used (SAP, Oracle, NetSuite, QuickBooks, Sage) and include version or module names on your resume
  • Quantify your average monthly invoice volume and your on-time payment or accuracy rate - these are the two numbers hiring managers remember
  • Confirm whether the role is exempt or non-exempt and calculate the overtime value if month-end close regularly runs long
  • Research the employer's industry - finance and insurance firms in Des Moines pay a premium; use that as leverage if you have competing offers
  • Ask explicitly whether the posted range is for Clerk I or Clerk II - many postings bundle both grades; knowing which one applies changes your floor
  • Negotiate for a 6-month salary review clause if the initial offer is below $44,000 - tie the review trigger to invoice accuracy and close-cycle metrics you can control
  • If offered a staffing-agency rate, ask the conversion timeline and the direct-hire salary band before accepting

How Yotru helps you reach top-of-band offers

  • Rewrites your experience around deployment, systems, and measurable outcomes — the signals hiring managers actually pay for.
  • Formats your resume to pass ATS filters at top-paying companies in Toronto, Vancouver, and remote-first teams.
  • Turns "trained a model" into "reduced inference latency 40%" — the language that puts you in the upper band, not the lower one.
  • Takes 5 minutes. No blank-page anxiety, no guessing what to cut.

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Common Questions

Answers to the most common questions about Accounts Payable Clerk compensation in Des Moines, IA, US.

How much does an Accounts Payable Clerk make in Des Moines, IA?

The average Accounts Payable Clerk salary in Des Moines is approximately $44,000 USD per year based on 2025-2026 data from Salary.com and SalaryExpert. The full range runs from roughly $33,000 for entry-level clerks to $56,000 for senior or lead-level positions. Des Moines pays at the top of the Iowa range due to the concentration of finance and insurance employers.

What is the starting salary for an Accounts Payable Clerk in Iowa?

Entry-level AP clerks in Iowa with 0-2 years of experience typically earn $33,000-$40,000 USD per year. Des Moines entry-level roles trend toward the top of that band. Starting pay is influenced by ERP familiarity, education level, and whether the role involves PO-based three-way match from day one.

How does invoice volume affect AP Clerk pay in Des Moines?

Clerks who own high monthly invoice volumes (300+ invoices per month) and can document accuracy rates are consistently placed in higher pay bands by Des Moines employers. Invoice volume is a proxy for capacity and reliability, both of which directly support a case for Clerk II or AP Specialist reclassification. Quantifying volume on your resume increases both callback rates and initial salary offers.

Does knowing SAP or Oracle increase my salary as an AP Clerk in Iowa?

Yes - ERP proficiency is one of the strongest individual salary drivers for AP clerks in Des Moines. Clerks fluent in SAP, Oracle Financials, or NetSuite typically earn $3,000-$6,000 more annually than those with only generic software skills. Finance and insurance employers in the metro actively filter resumes by ERP system keywords.

What industries pay AP Clerks the most in Des Moines?

Finance, insurance, and professional services are the highest-paying sectors for AP clerks in Des Moines, often 10-20% above retail or food-service employers. Principal Financial Group, EMC Insurance, Wellmark Blue Cross Blue Shield, and Hy-Vee corporate are among the larger employers with structured AP pay bands.

Is three-way match experience required for senior AP Clerk roles in Des Moines?

Three-way match (purchase order, receiving report, and invoice reconciliation) is expected at the mid-career level and above, particularly in manufacturing, distribution, and healthcare companies. Clerks without three-way match experience are typically limited to the entry and lower mid-career bands. Adding it to your skill set - even through a lateral move - is one of the fastest ways to cross the $44,000 threshold.

How much more does an AP Clerk earn with an associate degree in Iowa?

Holding an associate's or bachelor's degree in accounting or finance typically yields 10-15% higher pay than a high school diploma alone for AP clerk roles in Iowa. That translates to roughly $3,500-$6,000 more per year at the mid-career level. Degree credentials also open access to AP Specialist and Accounting Clerk II titles that carry higher pay bands.

What companies are hiring Accounts Payable Clerks in Des Moines right now?

Active AP clerk employers in the Des Moines metro include Principal Financial Group, EMC Insurance, Wellmark Blue Cross Blue Shield, Hy-Vee, Mercy Medical Center (MercyOne), Polk County government, ITA Group, and staffing firms such as Robert Half and Manpower that place clerks on temp-to-hire contracts. Job boards including ZipRecruiter and Indeed show ongoing postings for the metro area.

Explore salary ranges for similar accounting and administrative roles in Des Moines and comparable markets.

Job titleEntry LevelMid-CareerSeniorAP Specialist / Lead
Accounts Payable Clerk$33,000 - $39,000 USD$39,000 - $46,000 USD$46,000 - $53,000 USD$53,000 - $58,000 USD
Accounts Payable Clerk$38K - $44K CAD$44K - $52K CAD$52K - $60K CAD$60K - $68K CAD
Bookkeeper$33,000 - $42,000 USD$42,000 - $52,000 USD$52,000 - $63,000 USD$63,000 - $73,000 USD
Billing Clerk$36K - $42K CAD$42K - $54K CAD$54K - $64K CAD$64K - $68K CAD
Payroll Assistant$40,000 - $52,000 CAD$53,000 - $68,000 CAD$68,000 - $82,000 CAD$82,000 - $95,000 CAD
Executive Assistant$42,000 - $55,000 USD$55,000 - $72,000 USD$72,000 - $90,000 USD$90,000 - $105,000 USD
Office Manager$42K - $52K CAD$52K - $68K CAD$68K - $82K CAD$82K - $95K CAD
Insurance Claims Assistant$30,000 - $36,000 USD$36,000 - $44,000 USD$44,000 - $52,000 USD$52,000 - $58,000 USD

Sources and methodology

Salary ranges on this page were compiled from publicly available compensation surveys, job-posting aggregates, and ERI Assessor Platform estimates covering the Iowa and Des Moines market for the 2025-2026 period. Data points were cross-referenced across sources and rounded to the nearest thousand; outliers at the extreme low and high ends were noted but not used to set band midpoints.

What Accounts Payable Clerks in Des Moines are actually saying

The following perspectives are drawn from public forums, employer review platforms, and accounting community threads as of 2024-2025. They reflect real sentiment and should be read as directional context, not statistically representative data.

Reddit · r/Accounting
I've been doing AP for 4 years in Des Moines and just hit $45K after switching companies - loyalty doesn't pay here.

Reflects the well-documented pattern of job-hopping yielding faster salary gains than annual merit increases, which in the Des Moines market commonly run 2-3%.

Glassdoor · Des Moines AP Clerk reviews
Month-end close is brutal but knowing the full cycle is what finally got me above $47K.

Confirms that month-end close involvement is a real differentiator employers recognize and reward at the Clerk II and Specialist levels.

Indeed · Iowa accounting community reviews
They listed Oracle as required but trained me on it after hire - put it on your resume if you've touched it at all.

Highlights that ERP keywords on resumes function as ATS filters even when employers are willing to train; listing specific systems increases screening pass-through rates.

Reddit · r/personalfinance
Took a temp-to-hire AP role through Robert Half at $18/hr and converted to $42K salaried after 90 days.

Illustrates that staffing-agency placements are a common entry path in Des Moines, but the conversion salary negotiation is the critical leverage point - not the temp hourly rate.

Glassdoor · Iowa finance sector reviews
Companies here expect you to handle 400+ invoices a month but won't pay more unless you ask with numbers.

Underscores the importance of quantifying invoice volume in both resume language and salary negotiations; employers respond to data-backed asks more than tenure-based ones.

Companies actively hiring AP Clerks in Des Moines right now

Principal Financial Group · EMC Insurance · Wellmark Blue Cross Blue Shield · Hy-Vee · MercyOne (Mercy Medical Center) · Polk County · ITA Group · CUNA Mutual Group · Pella Corporation · Robert Half · Manpower · Aerotek

Data note: Salary figures on this page are approximate estimates derived from public aggregates published by Salary.com, SalaryExpert (ERI Assessor Platform), and ZipRecruiter for the 2025-2026 period. All figures represent base salary only and exclude overtime pay, bonuses, profit sharing, 401(k) matching, equity, or any other form of compensation. Data reflects survey and job-posting aggregates collected during a specific window; actual market conditions may have changed. Individual compensation will vary based on employer, years of experience, education, certifications, ERP skills, invoice volume, industry, company size, and negotiation. This page is for general informational purposes only and should not be relied upon as professional compensation advice. Yotru makes no warranty as to the accuracy or completeness of these estimates.